Terms of Service
SpendWise is an informational expense tracking and personal budgeting utility. SpendWise and Orbit Tech Lab do NOT provide registered investment, certified taxation, accounting, brokerage, banking, or legal financial advice. All charts, summaries, and calculations reflect purely the numerical information entered by the user.
1. Acceptance of Terms
By downloading, installing, accessing, or using SpendWise ("the Application"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must immediately cease using and uninstall the Application.
2. Developer & Entity
These Terms govern the relationship between you ("User") and Orbit Tech Lab ("Developer", "we", "us", or "our"), the developer and publisher of SpendWise.
3. License & Permitted Use
Orbit Tech Lab grants you a revocable, non-exclusive, non-transferable, limited license to download, install, and use the Application strictly for your personal, non-commercial financial management purposes in accordance with these Terms. You agree not to:
- Decompile, reverse engineer, disassemble, or attempt to derive the source code of the Application.
- Distribute, lease, sublicense, or commercially exploit any part of SpendWise.
- Modify, create derivative works of, or circumvent any feature of the Application.
4. Local On-Device Storage & Backup Responsibility
SpendWise prioritizes privacy and functions completely offline without mandatory cloud synchronization. Consequently:
- All data is saved locally on your physical device.
- Orbit Tech Lab does not maintain remote copies or backups of your financial records.
- You are solely responsible for creating regular backups using the in-app "Backup Data" or "Export to CSV" features. Orbit Tech Lab is not responsible for data loss arising from device loss, damage, hardware reset, or application uninstallation.
5. Intellectual Property Rights
All visual interfaces, graphics, icons, logos, brand elements, software code, algorithms, and documentation related to SpendWise are the proprietary intellectual property of Orbit Tech Lab and are protected under international copyright, trademark, and intellectual property treaties.
6. Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall Orbit Tech Lab, its developers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, financial discrepancies, business interruption, or loss of data resulting from your use of or inability to use the Application.
7. Modifications to Terms
We reserve the right to revise or amend these Terms of Service at any time to comply with statutory requirements, Google Play developer policies, or feature enhancements. The latest version will always be published on this page with the corresponding effective date.
8. Governing Law & Developer Contact
These Terms are governed by applicable laws. For inquiries, legal notices, or support concerning these Terms of Service, please contact:
Orbit Tech Lab
Support Email: support@orbittechlab.com
Website: https://spendwise.orbittechlab.com
Contact Page: https://spendwise.orbittechlab.com/contact.html